In follow-up to previous communications regarding the financial deterioration of Adirondack Insurance Exchange
(AIE), AIE has begun the process of winding down its insurance business and will no longer be providing insurance
coverage after the end of the year. The company is engaged in an orderly wind down with the New York Department of
Financial Services so individuals have time to find alternative coverage. Claims will continue to be covered while
policies remain in force. We encourage customers to contact their independent agent now to identify options for
replacement coverage. If your policy is cancelled prior to the expiration date, you will be issued a pro-rated
refund for any paid premium covering the period after cancellation. We will be providing monthly communications to
support the transition.