Conditions of Use
By using this website and other Adirondack Insurance Exchange sites that are linked
to this website, you agree to the following terms and conditions. Please read them
carefully. These terms and conditions may be revised at any time by our updating
this notice and posting it on our website. You are bound by any such revisions and
should periodically visit this page to review the most recent Terms and Conditions.
Copyright and Trademarks
These websites are owned by Adirondack Insurance Exchange. Unauthorized use of these
sites, and/or the materials contained therein may violate applicable copyright,
trademark or other laws. No part of the materials made available on these websites
may be reproduced, stored in a retrieval system, or transmitted in any form or by
any means electronic, mechanical, photocopying, recording, or otherwise without
prior written approval. Materials displayed on these websites may be downloaded
for personal, non-commercial use only, provided all copyright and other proprietary
notices contained on the materials are retained.
The information and descriptions contained in these websites are provided solely
for informational purposes, and are not intended to be complete descriptions of
all terms, exclusions, and conditions applicable to every insurance product or service
offered by Adirondack Insurance Exchange. The materials on these websites are provided
"as is" and without warranties of any kind either expressed or implied. To the fullest
extent permissible under applicable law, Adirondack Insurance Exchange and its affiliates
and distributors disclaim all warranties, express or implied, including but not
limited to implied warranties of merchantability, fitness for a particular purpose,
title and non-infringement. Adirondack Insurance Exchange does not warrant or make
any representations regarding the accuracy, completeness, currency or reliability
of any of the content on these websites, nor does it warrant or represent that the
functions contained in the materials will be uninterrupted or error free, that defects
will be corrected, or that this website or the server that makes it available are
free of viruses or other harmful components.
Limitation of Liability
Adirondack Insurance Exchange assumes no responsibility and shall not be liable
for any damage to your computer equipment or other property as a result of your
access to, use of, or browsing in these websites, or your downloading of any materials,
data, text, images, audio and video from these site or arising in connection with
any failure of performance, error, omission, interruption, defect, computer virus,
delay in operation or transmission, or line or system failure. You, and not Adirondack
Insurance Exchange, assume the entire cost of all necessary servicing, repair or
Under no circumstances, including, but not limited to, negligence, shall Adirondack
Insurance Exchange be liable for any injury, loss, claim, damage, or any special,
exemplary, punitive, indirect, incidental or consequential damages of any kind that
arise from the use of, or the inability to use, these websites or the materials
on these websites, whether based on warranty, contract, tort or any other legal
theory, and even if Adirondack Insurance Exchange has been advised of the possibility
of such damages.
Notwithstanding the foregoing, if Adirondack Insurance Exchange should be found
liable for any loss or damage which arises out of or is in any way connected with
any of the above described functions or uses of these sites or their content, Adirondack
Insurance Exchange's liability, where permitted by law, shall not exceed, in the
aggregate, the greater of 1) the amount paid by you to access these sites, or 2)
This website may be linked to other websites which are not maintained or controlled
by Adirondack Insurance Exchange. Adirondack Insurance Exchange is not responsible
for the content of those websites. The inclusion of any links does not imply approval
or endorsement by Adirondack Insurance Exchange of those websites or their content.
If you decide to access other websites, you do so at your own risk.
You shall indemnify and hold Adirondack Insurance Exchange, its affiliates, successors
in interest, officers, directors, employees and agents harmless from and against
any claim, cause of action or demand, including without limitation reasonable legal
fees, brought by or on your behalf in excess of the liability described herein or
by third parties as a result of your use of this site.
accessed here. The Policy explains what information
Adirondack Insurance Exchange may collect from you including financial information used for payment
transactions if you decide to provide such information, and how we will use and protect that
These terms and conditions of this Agreement shall be governed by and interpreted
according to the laws of the Commonwealth of Massachusetts, without giving effect
to Massachusetts' conflict of law principles.
If any provision of this Agreement shall be determined to be unenforceable or invalid,
such provision shall nonetheless be enforced to the fullest extent permitted by
applicable law, and such determination shall not affect the validity and enforceability
of any other remaining provisions.
Adirondack Insurance Exchange reserves the right to terminate your access to any
Adirondack Insurance Exchange secured site at any time.